CDARS – a tree ? no, CDARS is not a tree… although it does sound like one..
The Certificate of Deposit Account Registry Service is a service that allows people with a lot of money (more than me) to keep their cash safe in FDIC insured deposits… by sort of “gaming the system”.
It works by splitting up your deposits into more than one $100,000 or less deposit, etc… here is more info on CDARS.
I only wish I had that kind of money 
Robert Mandrake.
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